Terms of use

Welcome to Spiritual Wealth Lab. By accessing and using our website, services, courses, and digital materials, you agree to be legally bound by the following Terms of Use. If you do not agree with these terms, please do not use our website or services.

1. Acceptance of Terms

By using this website, you acknowledge that you are at least 18 years of age and legally eligible to enter into a binding agreement. Your continued use of this site constitutes your full acceptance of these Terms of Use, our Privacy Policy, and any additional guidelines or policies we may post.

2. Use of Services

Spiritual Wealth Lab provides digital training programs, coaching services, and downloadable content for personal development and financial education. You agree to use our services solely for lawful purposes and in a manner that does not infringe on the rights of, restrict, or inhibit anyone else’s use of the website.

Prohibited behavior includes but is not limited to:

  • Uploading or transmitting viruses or other harmful code

  • Attempting to gain unauthorized access to our systems

  • Reproducing, redistributing, or reselling our content without permission

3. Intellectual Property

All content on this website, including text, videos, graphics, branding, and course materials, is the intellectual property of Spiritual Wealth Lab unless otherwise stated. You may not copy, distribute, modify, or create derivative works from any part of our site or services without our express written consent.

4. Account Responsibility

If you create an account to access courses or community features, you are responsible for maintaining the confidentiality of your login credentials. You agree to notify us immediately of any unauthorized use of your account.

We reserve the right to suspend or terminate accounts that violate these Terms.

5. Payment and Billing

Prices for our services are listed in Australian Dollars (AUD). Payment is due at the time of purchase unless stated otherwise. We use secure third-party payment gateways and do not store your credit card information.

You are responsible for all charges incurred through your account and any applicable taxes.

6. Service Disclaimer

Spiritual Wealth Lab is an educational platform and does not offer legal, tax, investment, or psychological counseling services. All information provided in our courses, content, and coaching sessions is for informational purposes only.

We make no guarantees regarding the financial or personal results of our programs. Your success depends on your own commitment, effort, and ability to apply what you learn. We encourage you to consult with qualified professionals before making any financial decisions.

7. Refund Policy

We are committed to delivering high-quality, transformational content. However, due to the digital nature of our offerings, all sales are final unless explicitly stated otherwise on the product page.

Refunds will only be granted in the following circumstances:

  • Duplicate payment or billing errors

  • Technical failure preventing access to purchased content (and not resolved within 5 business days)

  • Misrepresentation of the product’s features, clearly contradicting what was described at purchase

To request a refund under these conditions, contact us at support@spiritwealthlab.com within 14 days of purchase. Refunds are not guaranteed and are issued at our discretion.

8. Modifications to Terms

We reserve the right to modify these Terms of Use at any time. Updates will be posted on this page, and your continued use of the website after changes are made constitutes your acceptance of the revised terms.

9. Limitation of Liability

Under no circumstances shall Spiritual Wealth Lab or its affiliates be liable for any indirect, incidental, consequential, or special damages arising out of or in connection with your use of the website or services.

Our total liability for any claim shall not exceed the amount you paid for the service in question.

10. Governing Law

These Terms are governed by and construed in accordance with the laws of the Commonwealth of Australia. Any disputes arising under these terms shall be subject to the exclusive jurisdiction of Australian courts.

For questions regarding these Terms of Use, please contact us at:
📧 support@spiritwealthlab.com